Monthly Car Payment Calculator


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All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. The prices shown above, may vary from region to region, as will incentives, and are subject to change. Vehicle information is based off standard equipment and may vary from vehicle to vehicle. Call or email for complete vehicle specific information. Excludes official fees, taxes, dealer charges and $151 doc fee.

While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (972) 395-5090 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

Plan Your Purchase with Our Finance Calculator

Are you shopping for a new car in Irving? Between finding the right vehicle, researching it, and seeing if there are any specials offered, you have a lot of work ahead of you. To help make the car buying experience easier, Toyota of Irving provides their Dallas-area customers with online financing tools so they can spend more time with their families and less time at the dealership. One of the financing tools we offer customers is the online finance calculator. This easy-to-use tool allows you to calculate your approximate monthly payment and plan your monthly budget. Learn how to use this handy tool below, and contact us if you have any questions!

How to Use the Car Finance Payment Calculator

The Toyota of Irving finance calculator is easy to use and allows Fort Worth shoppers to customize their car payments based on the following factors:

  • Vehicle Price: The price of your favorite Toyota vehicle or the set price of your car-buying budget.
  • Interest Rate: Enter your credit score to calculate your interest rate. This number can vary depending on your credit history, so it’s best to try and raise your credit score before you purchase your next car.
  • Loan Term: The loan term is how long the length of your loan will be. A typical car loan can be anywhere from 12 to 82 months.
  • Down Payment: The amount of cash you can put down on your new vehicle at the dealership. Your down payment will be subtracted from your vehicle total.
  • Trade-In Value: If you’re trading in your old vehicle, use our trade-in calculator to find the current value of your car. You can then apply this value to the car finance payment calculator.

To use the car finance payment calculator, all you need to do is enter the above information and click “calculate.” Then, you’ll receive an approximate amount for your monthly payment. Because values like the price of your vehicle, your credit score, and your trade-in vehicle value can change, this number should only be used as an estimation, and it should not be considered a final price.

Finance Your Next Car with Toyota of Irving!

Now that you know how to use our handy finance calculator to plan your monthly budget, browse our other online tools like our online finance application and the trade-in calculator. These finance tools combined with our online model showroom and online inventory allow you to get most of your new car shopping done from the comfort of your Grapevine home! When you’re ready to buy, contact our finance team and we’ll help you start the car buying process.